Faire crédit aux PME : calcul, garanties et collecte de l'information dans la Russie des années 2000
| hal.structure.identifier | Centre Émile Durkheim [CED] | |
| dc.contributor.author | DUFY, Caroline | |
| dc.date.issued | 2011-09 | |
| dc.identifier.issn | 1155-3219 | |
| dc.description.abstract | La décennie 2000 est marquée en Russie par une explosion du volume des crédits bancaires aux particuliers. Simultanément, se diffusent des outils de management du risque importés des modèles bancaires occidentaux: scoring et ratios prudentiels. La thèse défendue ici est que cette diffusion si rapide résulte moins de l'efficacité de ces outils dans le calcul des risques de crédit, que de leur capacité à opérer un contrôle des organisations. Les banques commerciales consolident ainsi la hiérarchie du siège sur des réseaux territoriaux en expansion. | |
| dc.description.abstractEn | Lending to SMEs: Calculation, Guarantees and Information Gathering in Russia in the 2000s In Russia, the decade of the 2000s was marked by an explosion in the number of bank loans granted to private individuals. At the same time, the risk management tools of scoring and prudential ratios were imported from Western banking models and disseminated. This article argues that the rapid dissemination of these loans was due more to the bank's ability to control their organisations than to the efficiency of the tools in calculating credit risk. Thus, commercial banks succeeded in consolidating the hierarchical authority of their head offices over their expanding territorial networks. | |
| dc.language.iso | fr | |
| dc.publisher | Belin | |
| dc.subject | système bancaire | |
| dc.subject | finances | |
| dc.subject | crédit | |
| dc.subject | calcul | |
| dc.subject | système financier | |
| dc.subject | Russie | |
| dc.subject | PME | |
| dc.title | Faire crédit aux PME : calcul, garanties et collecte de l'information dans la Russie des années 2000 | |
| dc.title.en | Lending to SMEs: Calculation, Guarantees, and Information Gathering in Russia in the 2000s | |
| dc.type | Article de revue | |
| dc.identifier.doi | 10.3917/gen.084.0047 | |
| dc.subject.hal | Sciences de l'Homme et Société/Science politique | |
| dc.subject.hal | Économie et finance quantitative [q-fin]/Finance [q-fin.GN] | |
| bordeaux.journal | Genèses. Sciences sociales et histoire | |
| bordeaux.page | 47-68 | |
| bordeaux.issue | 84 | |
| bordeaux.peerReviewed | oui | |
| hal.identifier | halshs-00653218 | |
| hal.version | 1 | |
| hal.origin.link | https://hal.archives-ouvertes.fr//halshs-00653218v1 | |
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