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dc.rights.licenseopenen_US
dc.contributor.authorANDRIANAMPIARIVO, Tsiry
hal.structure.identifierBordeaux Sciences Economiques [BSE]
dc.contributor.authorGONDARD-DELCROIX, Claire
IDREF: 059407905
dc.date.accessioned2022-09-08T15:43:13Z
dc.date.available2022-09-08T15:43:13Z
dc.date.issued2022-07
dc.identifier.issn1360-0818en_US
dc.identifier.urioai:crossref.org:10.1080/13600818.2022.2104239
dc.identifier.urihttps://oskar-bordeaux.fr/handle/20.500.12278/142267
dc.description.abstractEnWhile technical and economic factors are traditionally advanced to explain the failures of microfinance, a growing literature explores how moral factors and socioeconomic norms help to shape financial behaviors. In order to examine this issue in more depth, we conducted an empirical analysis of the links between socioeconomic stratification and financial behaviors. This original perspective enriches the literature on financial inclusion in the under-explored Malagasy context. Using data from the 2008 Itasy Observatory survey, we conducted a cluster analysis to identify five classes of rural households, ranging from a very poor and insecure group to an upper group of educated farming and non-farming households. Using a multinomial treatment-effects model, we established distinct ‘class-based’ credit behaviors showing that financial needs vary according to the users’ socioeconomic profile. What is more, such financial behaviours can be explained by taking social factors into account in addition to economic ones.
dc.language.isoENen_US
dc.sourcecrossref
dc.subject.enmicro-finance
dc.subject.enclass
dc.subject.enlivelihoods
dc.subject.enrural sector
dc.title.enRural Classes and Credit Participation: The Itasy Livelihood Classes (Madagascar) Between Risk-aversion and Debt Capacity
dc.typeArticle de revueen_US
dc.identifier.doi10.1080/13600818.2022.2104239en_US
dc.subject.halÉconomie et finance quantitative [q-fin]en_US
bordeaux.journalOxford Development Studiesen_US
bordeaux.page1-15en_US
bordeaux.hal.laboratoriesBordeaux Sciences Economiques / Bordeaux School of Economics -BSE) - UMR 6060en_US
bordeaux.institutionUniversité de Bordeauxen_US
bordeaux.institutionCNRSen_US
bordeaux.peerReviewedouien_US
bordeaux.inpressnonen_US
bordeaux.import.sourcedissemin
hal.identifierhal-03773081
hal.version1
hal.date.transferred2022-09-08T15:43:15Z
hal.exporttrue
workflow.import.sourcedissemin
dc.rights.ccPas de Licence CCen_US
bordeaux.COinSctx_ver=Z39.88-2004&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.jtitle=Oxford%20Development%20Studies&rft.date=2022-07&rft.spage=1-15&rft.epage=1-15&rft.eissn=1360-0818&rft.issn=1360-0818&rft.au=ANDRIANAMPIARIVO,%20Tsiry&GONDARD-DELCROIX,%20Claire&rft.genre=article


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